So far, we’ve been talking about our stock picks (see also here), but we never disclosed our portfolio. Now, we’re going to disclose our real portfolio.

First of all, we use a couple of different strategies in our portfolio. For example, we use dollar-cost averaging in our retirement account. We use a combination of fundamental and technical analysis in our short-term trading account. Having said that, we try to keep our portfolio as simple as possible.

How does our portfolio look like?

• 15% US index
• 15% Canadian index
• 15% Emerging market index
• 30% fixed-income, which includes government bonds, corporate bonds and preferred shares.
• 5% REIT
• 20% speculative stocks, long-term options and currency speculation

As we mentioned in our previous posting, we use mostly ETF and index mutual funds (we always prefer “no-load” mutual funds). We’ll discuss about which ETF/mutual funds issuers that we use in future posting.

(Picture is from stock.xchng.)